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HELPFUL INFORMATION FOR BUYERS

 

Finding the right home is rarely easy, and finding out what you can afford is one of the first steps. You can take this step by pre-qualifying for a home loan. This step will help you narrow your search for both a neighborhood and particular houses.

A pre-qualification is a simple calculation that considers several factors, but primarily your income. There are no guarantees with a prequalification, but it will be expected of you when you make an offer on a home. Some home buyers take six months or longer to find an affordable home in an ideal location.

Buying a home is a series of compromises. No home is perfect, but the following are some steps to make home buying a little easier.

  • Shop for your home mortgage before shopping for a home. Contact us to ask about our preferred lenders who can offer free pre-approvals for you!

  • Inspect several houses before making a purchase offer.

  • Understand who the real estate agent really represents.

  • Before making your purchase offer, insist that the agent prepare a written comparative market analysis (CMA) for you.

  • Insist that the home seller disclose all material defects in writing.

  • Include mortgage finance and professional inspection contingencies in your purchase offer.